h1,h2,h3{line-height:1.14;letter-spacing:-.025em;font-weight:800}h2{font-size:clamp(1.7rem,3.5vw,2.5rem)}.lead{font-size:1.08rem;max-width:680px;color:var(--navy-soft)}.btn{display:inline-flex;align-items:center;gap:8px;font-weight:700;font-size:1rem;padding:14px 26px;border-radius:12px;border:2px solid transparent;cursor:pointer;transition:transform .15s,box-shadow .2s,background .2s;white-space:nowrap}.btn-primary:hover{background:var(--blue-dark);transform:translateY(-2px)}header{position:sticky;top:0;z-index:200;background:rgba(255,255,255,.9);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}.nav-item>a:hover,.nav-item>button:hover,.nav-item.open>button,.nav-item>a.act{color:var(--blue)}.mega{position:absolute;top:100%;left:0;right:0;background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line);box-shadow:0 24px 50px rgba(15,27,45,.12);opacity:0;visibility:hidden;transform:translateY(4px);transition:opacity .12s,transform .12s;z-index:210;padding:26px 0}.mega::before{content:"";position:absolute;top:-16px;left:0;right:0;height:16px}.ahero{background:linear-gradient(160deg,var(--navy) 0%,#16273f 100%);color:#fff;position:relative;overflow:hidden;padding:52px 0 64px;border-bottom:1px solid var(--line)}.ahero::before{content:"";position:absolute;inset:0;background-image:radial-gradient(rgba(255,255,255,.06) 1px,transparent 1px);background-size:24px 24px;opacity:.7;pointer-events:none}.ahero::after{content:"";position:absolute;top:-90px;right:-70px;width:320px;height:320px;border:1px solid rgba(245,179,1,.16);transform:rotate(45deg);border-radius:44px;pointer-events:none}.ahero .wrap{position:relative;z-index:2}.ahero .crumb{font-size:.82rem;font-weight:600;color:#9fb2cc;display:flex;flex-wrap:wrap;gap:7px;align-items:center;margin-bottom:20px}.ahero .crumb a:hover{color:#fff}.ahero .crumb .sep{opacity:.5}.ahero .eyebrow{background:rgba(95,160,255,.16);color:#8fbcff}.aherogrid{display:grid;grid-template-columns:1.15fr .85fr;gap:44px;align-items:center}.ahero h1{font-size:clamp(2rem,4.4vw,3rem);max-width:640px;margin-bottom:16px}.ahero h1 em{color:var(--gold);font-style:normal}.ahero .sub{font-size:1.1rem;color:#c4d2e6;max-width:560px;margin-bottom:24px}.ahero .hbtns{display:flex;gap:13px;flex-wrap:wrap}.answer{background:#fff;color:var(--navy);border-radius:var(--radius);box-shadow:var(--shadow-navy);padding:26px 26px;border:1px solid rgba(245,179,1,.35)}.answer .at{font-size:.7rem;font-weight:800;text-transform:uppercase;letter-spacing:.1em;color:var(--blue);margin-bottom:10px;display:flex;align-items:center;gap:8px}.answer .at::before{content:"";width:8px;height:8px;border-radius:2px;background:var(--gold)}.answer p{font-size:.98rem;color:var(--ink);line-height:1.6}.answer .facts{list-style:none;margin-top:16px;display:flex;flex-direction:column;gap:9px}.answer .facts li{display:flex;gap:9px;align-items:flex-start;font-size:.88rem;font-weight:600;color:var(--navy)}.answer .facts li::before{content:"✓";color:var(--gold-dark);font-weight:900;flex-shrink:0}.mgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:36px}.mcard{background:#fff;border:1px solid var(--line);border-radius:16px;padding:26px 24px;box-shadow:var(--shadow);transition:transform .16s,border-color .16s}.mcard:hover{transform:translateY(-4px);border-color:var(--blue)}.mcard .mi{width:48px;height:48px;border-radius:13px;background:var(--blue-soft);color:var(--blue);display:flex;align-items:center;justify-content:center;font-size:1.35rem;margin-bottom:14px}.mcard:nth-child(2) .mi{background:#fff8e6;color:var(--gold-dark)}.mcard h3{font-size:1.12rem;margin-bottom:8px}.mcard p{font-size:.92rem;color:var(--navy-soft);line-height:1.6}.vtl{max-width:760px;margin:36px auto 0;position:relative;padding-left:38px}.vtl::before{content:"";position:absolute;left:14px;top:6px;bottom:6px;width:3px;background:var(--line)}.vstep{position:relative;padding-bottom:28px}.vstep:last-child{padding-bottom:0}.vstep .dot{position:absolute;left:-38px;top:0;width:30px;height:30px;border-radius:50%;background:var(--blue);color:#fff;font-weight:900;font-size:.85rem;display:flex;align-items:center;justify-content:center;z-index:2}.vstep:nth-child(2) .dot{background:var(--gold);color:var(--navy)}.vstep:nth-child(3) .dot{background:var(--navy)}.vstep:nth-child(4) .dot{background:var(--blue-dark)}.vstep:nth-child(5) .dot{background:var(--gold-dark)}.vstep h3{font-size:1.1rem;margin-bottom:4px}.vstep h3 .dur{font-size:.72rem;font-weight:800;color:var(--blue);background:var(--blue-soft);padding:3px 10px;border-radius:99px;margin-left:10px;letter-spacing:.03em;vertical-align:middle}.vstep p{color:var(--navy-soft);font-size:.94rem}.vals{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:36px}.val{background:#fff;border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:14px;padding:22px 22px;box-shadow:var(--shadow)}.val .vi{font-size:1.4rem;margin-bottom:10px}.val h4{font-size:1.02rem;margin-bottom:6px}.val p{font-size:.88rem;color:var(--navy-soft);line-height:1.55}.estrip{display:grid;grid-template-columns:repeat(3,1fr);gap:0;margin-top:34px;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow)}.ecell{padding:26px 24px;border-right:1px solid var(--line);background:#fff}.ecell:last-child{border-right:none}.ecell .ei{width:44px;height:44px;border-radius:12px;background:var(--blue-soft);color:var(--blue);display:flex;align-items:center;justify-content:center;font-size:1.3rem;margin-bottom:13px}.ecell:nth-child(2) .ei{background:#fff8e6;color:var(--gold-dark)}.ecell:nth-child(3) .ei{background:#fff8e6;color:var(--green-dark)}.ecell h3{font-size:1.08rem;margin-bottom:7px}.ecell p{font-size:.88rem;color:var(--navy-soft);line-height:1.5}.ecell .tag{margin-top:12px;display:inline-block;font-size:.74rem;font-weight:800;color:var(--blue);padding:4px 11px;border-radius:99px}.statband{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border:1px solid var(--line);border-radius:18px;overflow:hidden;box-shadow:var(--shadow-lg);background:#fff}.stat{padding:30px 28px;border-right:1px solid var(--line);position:relative}.stat:last-child{border-right:none}.stat::before{content:"";position:absolute;top:0;left:0;width:100%;height:3px;background:var(--blue)}.stat:nth-child(2)::before{background:var(--gold)}.stat:nth-child(3)::before{background:var(--navy)}.stat .v{font-size:2.1rem;font-weight:900;color:var(--blue);line-height:1;letter-spacing:-.02em}.stat:nth-child(2) .v{color:var(--gold-dark)}.stat:nth-child(3) .v{color:var(--navy)}.stat .l{font-size:.92rem;color:var(--ink);font-weight:600;margin-top:9px;line-height:1.45}.stat .src{font-size:.72rem;color:var(--navy-soft);font-weight:700;margin-top:10px;display:inline-block;background:var(--light);padding:3px 9px;border-radius:99px}.cta-inline{display:flex;align-items:center;gap:14px;flex-wrap:wrap;margin-top:30px;background:var(--blue-soft);border:1px solid #cfe0fb;border-radius:14px;padding:14px 20px}.cta-inline .txt{font-weight:700;color:var(--navy);font-size:.98rem}.cta-inline .btn{margin-left:auto}.fignote{font-size:.82rem;color:var(--navy-soft);font-style:italic;margin-top:12px}.moneyband{background:linear-gradient(135deg,var(--navy),#1c3354);color:#fff;border-radius:20px;padding:32px 34px;box-shadow:0 20px 44px rgba(15,27,45,.28);display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap;border:1px solid rgba(245,179,1,.3)}.moneyband h3{color:#fff;font-size:1.4rem;margin-bottom:6px}.moneyband p{color:#c4d2e6;font-size:1rem;max-width:560px}.moneyband .btn{background:var(--gold);color:var(--navy)}.moneyband .btn:hover{background:#fff;color:var(--navy)}.faq{max-width:820px;margin:34px auto 0}summary{padding:17px 22px;font-weight:700;font-size:1.01rem;cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:12px}summary::after{content:"+";font-size:1.5rem;color:var(--blue);font-weight:400;transition:transform .2s;flex-shrink:0}details p{padding:0 22px 18px;font-size:.95rem;color:var(--ink);line-height:1.6}.leadcta{background:linear-gradient(135deg,var(--navy) 0%,#16304f 100%);color:#fff;position:relative;overflow:hidden;padding:66px 0}.leadcta::before{content:"";position:absolute;top:-160px;right:-80px;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(245,179,1,.2),transparent 62%)}.leadcta .wrap{position:relative;z-index:2;display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:center}.leadcta .li .eyebrow{background:rgba(95,160,255,.16);color:#8fbcff}.leadcta .li h2{color:#fff}.leadcta .li p{color:#c4d2e6;font-size:1.05rem;margin-top:10px}.leadcta .li ul{list-style:none;margin-top:18px;display:flex;flex-direction:column;gap:10px}.leadcta .li li{display:flex;gap:9px;align-items:center;color:#dbe5f2;font-weight:600;font-size:.95rem}.leadcta .li li::before{content:"✓";color:#F5B301;font-weight:900}.lead-form{background:#fff;border-radius:var(--radius);box-shadow:var(--shadow-lg);padding:28px 30px}.lead-form h3{color:var(--navy);font-size:1.2rem;margin-bottom:4px}.lead-form .sub{color:var(--navy-soft);font-size:.88rem;margin-bottom:18px}.lf-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}.lfield{margin-bottom:14px;display:flex;flex-direction:column}.lfield label{font-size:.78rem;font-weight:700;color:var(--navy);margin-bottom:6px}.lfield input,.lfield select,.lfield textarea{font-family:inherit;font-size:.92rem;color:var(--navy);border:1px solid var(--line);border-radius:11px;padding:11px 14px;background:var(--light);width:100%}.lfield input:focus,.lfield select:focus,.lfield textarea:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(0,92,219,.12);background:#fff}.lfield textarea{resize:vertical;min-height:80px}.lead-form .btn{width:100%;justify-content:center;margin-top:4px}.lead-form .note{margin-top:12px;font-size:.8rem;color:var(--navy-soft);font-weight:600;display:flex;align-items:center;gap:8px;justify-content:center}.lead-form .note::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--green)}footer{background:var(--navy);color:#cfd9e8;padding:56px 0 26px;position:relative;overflow:hidden}.preview-badge{position:fixed;right:14px;bottom:14px;z-index:999;background:var(--gold);color:var(--navy);font-weight:800;font-size:.74rem;padding:8px 14px;border-radius:99px;box-shadow:var(--shadow-lg)}@media (max-width:1200px){.nav-links{display:none}.menu-toggle{display:inline-flex}.nav{padding:0 22px}.nav-links.open{display:flex;position:absolute;top:68px;left:0;right:0;flex-direction:column;align-items:stretch;background:#fff;border-bottom:1px solid var(--line);padding:12px;gap:2px;box-shadow:var(--shadow);max-height:calc(100vh - 68px);overflow-y:auto}.nav-item{width:100%}.nav-item>a,.nav-item>button{width:100%;justify-content:space-between;padding:13px 12px;white-space:normal;font-size:.95rem}.mega{position:static;opacity:1;visibility:visible;box-shadow:none;border:none;border-left:2px solid var(--line);border-radius:0;margin:2px 0 8px 14px;padding:6px 0 6px 14px;display:none}.nav-item.open .mega{display:block}.mega-inner{padding:0;max-width:none}.mega-cols,.mega-w3{grid-template-columns:1fr;gap:14px}.mega-democard{display:none}.nav-cta{margin-left:0;width:100%}.nav-cta .btn{width:100%;justify-content:center}}@media (max-width:900px){.aherogrid{grid-template-columns:1fr;gap:30px}.mgrid{grid-template-columns:1fr}.vals{grid-template-columns:1fr}.estrip{grid-template-columns:1fr}.ecell{border-right:none;border-bottom:1px solid var(--line)}.statband{grid-template-columns:1fr}.stat{border-right:none;border-bottom:1px solid var(--line)}.stat:last-child{border-bottom:none}.leadcta .wrap{grid-template-columns:1fr;gap:30px}.moneyband{flex-direction:column;align-items:flex-start}.foot-top{grid-template-columns:1fr}.foot-cols{grid-template-columns:repeat(3,1fr)}}@media (max-width:560px){.section{padding:54px 0}.lf-row{grid-template-columns:1fr}.cta-inline .btn{margin-left:0;width:100%;justify-content:center}.nav-cta{display:none}.mobile-cta{display:block;position:fixed;left:0;right:0;bottom:0;z-index:120;background:#fff;border-top:1px solid var(--line);padding:10px 16px;box-shadow:0 -6px 20px rgba(15,27,45,.1)}.mobile-cta .btn{width:100%;justify-content:center}.preview-badge{bottom:70px}}@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}}.pitch{background:var(--light)!important;color:var(--navy)!important}.pitch::before{opacity:0!important}.pitch .eyebrow{background:var(--blue-soft)!important;color:var(--blue)!important}.pitch h2{color:var(--navy)!important}.pitch .plead{color:var(--navy-soft)!important}.pcta .line{color:var(--navy)!important}.pcard{background:#fff!important;border:1px solid var(--line)!important;border-top:3px solid var(--gold)!important;box-shadow:var(--shadow)!important}.pcard .pq{color:var(--navy)!important}.pcard .pa{color:var(--navy-soft)!important}.leadcta{background:var(--light)!important;color:var(--navy)!important;border-top:1px solid var(--line)!important}.leadcta::before{background:radial-gradient(circle,rgba(0,92,219,.06),transparent 62%)!important}.leadcta .li .eyebrow{background:var(--blue-soft)!important;color:var(--blue)!important}.leadcta .li h2{color:var(--navy)!important}.leadcta .li p{color:var(--navy-soft)!important}.leadcta .li li{color:var(--ink)!important}.leadcta .li li::before{color:var(--gold-dark)!important}